Fraud with credit cards seems to be everywhere and criminals love using online shopping internet to steal people's credit card information, due to the privacy it provides. Many consumers think the only option to be secure is to avoid shopping online all together. While this is a method to prevent credit card details from getting stolen and hacked, it also means that one can never ever again shop online. The online marketplace for goods and services is expanding at an alarming rate because people are aware of the ease with which they can find the best deals while shopping online. If one does not shop on the internet, you'd be giving up on all the great bargains. Utilizing this method to prevent credit card fraud is like choosing not to fly on planes again to protect yourself from terrorists. True, one would not become a victim in any terrorist attack that involved planes, but that also means having to endure the hassle of not being able fly during travel. As with all things in life, the key is not to avoid the problem however, it is to be aware of the issue and adopt an appropriate strategy to lessen the possibility of becoming the victim of credit card fraud while shopping online.
First, let's talk about steps one can take if credit card fraud is already happening. There's no need to be in a panic. When a cardholder discovers that their credit card details have been compromised and the credit card company will not hold the cardholder liable for any fraudulent charges, even for charges that were not made prior to making the report that the credit card data is stolen. A credit card provider will then shut Amazon gutschein down that card from further use and issue a replacement card within one or two weeks, but this is still an issue that many prefer not to go through, if possible.
Online shoppers can use the Secure Browsing Tool to check if a website is safe to browse in the event that one is able to trust Google of course. This tool will inform you whether a site is suspect or not, at the time that Google last scanned it, and if the site has done anything suspicious before, and report when it's linked to sites that are suspicious, even when the website does not do any thing that is suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. Once you've entered this the Google tool will pop up a basic half page report on whether the site that you are looking at is secure or not.
Another layer of protection you can take while shopping online is to use trusted 3rd payment options. Most people have had the pleasure of using PayPal. They are probably the most popular third payment method used in the world. They permit users to make payment for goods and services via them. This means, for instance, that if a buyer purchases a product, she is not directly paying the website that she is shopping on. The amount is due to PayPal after which PayPal reimburses the merchant, this means that the retailer is not able to see her credit card number and her credit card information was never transmitted over the internet during this transaction. It does not matter if the customer shops at one website or a hundred websites. As long, as a 3rd party payment method was utilized credit card data was not transmitted, so the information does not get tossed all over the internet at every site where a purchase was made. Other payment methods that are third party similar to PayPal comprise, Google Wallet and Amazon Payments.
Armed with this information shoppers online can now be sure that the websites they visit are secure to shop at and make sure they do not input sensitive information while making purchases. So, there is no need to pass up every opportunity to save money on shopping online due to fear of credit card information being stolen.